The publication work of forth issue of HimNayani have been started. Devender Sharma is the Editor in Chief of this issue.

Commerce Section

PRINCIPLES OF ACCOUNTING
1.   For personal Accounts
Debit the receiver
          Credit the giver.
2.   For real accounts
Debit what comes in
          Credit what goes out.
3.   For nominal accounts
Debit all expenses and losses
          Credit all incomes and gains
4.   For cash accounts
Debit all receipts
          Credit all payments
5.   For assets and liabilities
Debit all assets
          Credit all liabilities and capital.
Anil
10+1 (Commerce)

FULL FORM OF SOME ABBREVIATIONS.
1.   GAAP          Generally Accepted Accounting Principles.
2.   IASC:          International Accounting Standards Committee.
3.   ICAI:            Institute of Chartered Accountant of India.
4.   ASBI:          Accounting Standards Board of India.
5.   ASB:           Accounting Standards Board.
Deeksha Sharma
10+1 (Commerce)

ROLE OF ACCOUNTANT IN MODERN DAY BUSINESS TRANSACTION
The main aim of a business is to earn profit. But sometimes a business has to suffer losses. To find out, if a business is in profit or loss; one has to record all business transactions, classify them and summarize properly. Experts have devised a method to do it, known as accounting. The whole process of accounting is performed by accountants. Thus they have a very important role of play.
          The modern day accountant plays a key role in following fields:
1.   To maintain the proper books of accounts which portray the true and fair view of the results of the business and its financial position.
2.   To provide information and reports to the management to enable to discharge their duties effectively.
3.   To give financial advice regarding investment, insurance, expansion etc.
4.   To act as tax consultant and to handle the tax matters of the business.
All the above mentioned functions of an accountant makes the point clear that he works as a backbone in the smooth functioning of the business and in modern day his work and responsibilities are increasing day by day.
Neha
10+1 (Commerce)

CO-OPERATION
Co-operation means working together. This principle is as old as human society. It is truly the basis of domestic and social life. What is known as co-operative efforts is ultimately the group instinct in man which enables him to live together, work together and help each other in times of stress and strain. The history of modern civilization is in fact, the history of progress would have been impossible.
          Modern biologists believes that the co-operative forces are biologically more important and vital. Emerson said, “Co-operation has a more evolutionary forces in the development of man than has the bitter competitive struggle for existence. In the primitive societies the germs of co-operation could be observed in religious institutions and traditional customs. In India, for instance, the principles of co-operation have been practised from times immemorial. The villagers have throughout the ages worked together on an informal corporate basis with regard to their religious, social and culture life. The corporate element in the community, life in India was represented by the “Joint Family System”. Co-operation is a new philosophy. Co-operation took birth in different countries, among people with different economic interests and for performing different economic functions, everywhere. However, it originated as a defensive bulk work against exploitation of the weak by those in a stronger economic position.
Priya Sharma
10+1 (commerce).

Journal Entry of  My Heart
                            
          I have written a Journal Entry.
Debiting your love and your affection,
Crediting my emotions.
Darling ! you write the Narration,
          Your first love. I had already adjusted
On the ledger folio column,
          Any way our relations are true assets.
On double entry system in addition,
          Our love is true, real and tangible
You debit what comes in
          I credit what goes out.
Your beauty is the Capital of business,
          My eyes are Stock in Trade.
Let us enter into transaction,
          You secretly give me a Trade Discount.
I openly give you a Cash Discount
          And thus my partner, our Trading and
Profit-loss account while show Super Profit
[My dear let us reconcile]
          All our error and total the
Trial Balance of our affairs
          Arithmetically without maintaining
Any suspense account.
          If our views are same
Our Balance Sheet will tally automatically.
Jayant Thakur
10+2 (commerce)

JOKES IN BUSINESS STUDIES

1.   Management student proposed a girl.
Girl said, “What is this”?
Boy said, “It’s called Direct Marketing”,
Girl slapped.
Boy said, “What is this”?
Girl replied, “Customer Feedback”.
2.   My 3 years old son asked,
“Why do mom and you have to go to work?”
I thought it was a good opportunity to teach him commerce of life.
I said, “When your mom and I go to work, we get money.
When we get money, we buy fruits and vegetables etc.
He at once said, “When will we get to eat it all? ”
Neha
10+2 (commerce)

FUN TIME IN ACCOUNTANCY
A commerce student was keeping a record of his daily life transactions. One day he fell in love. He proposed the girl. He passed the following Journal entry:-
          Girl’s A/c ……………………….. Dr.
                   To Emotions filled with love.
[Being proposed the girl I loved.]
But the girl denied and slapped him. The boy passed the following Journal entry:-
          Tamacha A/c ……………………. Dr.
                   To Izzat A/c
[Being slapped by the girl I loved.]
Dimple Sharma
10+2 (commerce)

LIFE OF ACCOUNTANCY
          What comes, I Debit,
          What goes, I Credit,
My birth is my Opening Stock,
My ideas are my Assets
My views are my Liabilities
          Happiness is my Profit,
          Sorrow is my Loss,
Soul is my Goodwill,
Heart is my Fixed Assets,
          Duties are my O/S expenses,
          Friendship is my Hidden Adjustment.
Character is my Capital,
Sad things, always Depreciate,
Good things, always appreciate,
          Knowledge is my Investment,
          Patience is my Interest,
My mind is my Bank Balance,
Thinking is my Current A/c,
          Behaviour is my Journal Entry,
          Aim is to tally the Balance Sheet,
Death is my Closing Stock.
Priya Sharma
10+1 (Commerce)

CONSUMER’S RIGHTS (UNDER CONSUMER ACT, 1986)
1.   Right to safety:- It is the right to safety against such goods and services as are hazardous to health, life and property of the consumer. For example- spurious and sub-standard drugs, appliances made of low quality raw material, such as, electric press, pressure cooker etc.
2.   Right to be informed:- Consumer has also the right that he should be provided all the information on the basis of which he decides to buy goods or services, such information relates to quality, purity, potency, standard, date of manufacture, method of use etc.
3.   Right to choose:- Consumer has the full right to buy any good or service of his choice from among the different goods or services available in the market. In other words no seller can influence his choice in an unfair manner.
4.   Right to be heard:- Consumer has the right that his complaint be heard under this right, the consumer can file a complaint against all those things which are prejudicial to his interest. First, their rights mentioned above (right to safety, right to be informed and right to choose) have relevance only if the consumer has the right to file his complaint against them.
5.   Right to seek redressal:- This right provides compensation to consumers against unfair trade practice of the seller. For instance, if the quantity and quality of the product do not confirm to those promised by the seller, the buyer has the right to claim compensation.
6.   Right to consumer education:- Consumer education refers to educate the consumer constantly with regard to their rights. In other words, consumers must be aware of the rights they enjoy against the loss they suffer on account of goods and services purchased by them. Government has taken several measures to educate the consumers.
Geetanjali
10+2 (commerce)